/* 
Theme Name: Veritiq Mortgage
Theme URI: https://veritiq.ai/
Author: Anjan Sen
Author URI: https://veritiq.ai/
Description: A WordPress theme for Veritiq Mortgage Domain
Version: 1.0
*/

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

/* Default styles */
ul {
    padding-left: 0;
}

/* Brand colors & Other Req. */
:root {
    --primary-color: #0ea5e9;
    --primary-dark: #0284c7;
    --header-color: #1e293b;
    --text-color: #64748b;
    --border-color: #e2e8f0;
    --dark-color: #01295c;
    --light-color: #ffffff;
    --danger-color: #dc2626;
    --light-blue: #f8fafc;
    --primaryFont: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
}

body {
    font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
    line-height: 1.6;
    color: var(--header-color);
    background-color: var(--light-color);
}

/* Header Styles */
header {
    background: var(--light-color);
    padding: 1rem 0;
    position: sticky;
    top: 0;
    z-index: 1000;
    box-shadow: 0 1px 3px rgba(0,0,0,0.08);
    border-bottom: 1px solid var(--border-color);
}

.header-container {
    max-width: 1280px;
    margin: 0 auto;
    padding: 0 2rem;
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.logo {
    display: flex;
    align-items: center;
    text-decoration: none;
}

.logo img {
    width: 168.8px;
    height: 34.05px;
}

nav ul {
    display: flex;
    list-style: none;
    gap: 2.5rem;
    align-items: center;
}

nav a {
    color: var(--dark-color);
    text-decoration: none;
    font-weight: 500;
    font-size: 0.95rem;
    transition: color 0.2s ease;
    position: relative;
}

nav a:hover {
    color: var(--primary-color);
}

/* Dropdown Menu */
.dropdown {
    position: relative;
    padding-bottom: 0;
}

.dropdown > a::after {
    content: '▾';
    margin-left: 0.4rem;
    font-size: 0.8rem;
}

.dropdown-content {
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    background: var(--light-color);
    min-width: 240px;
    box-shadow: 0 10px 25px rgba(0,0,0,0.15);
    border-radius: 8px;
    /* margin-top: 0.5rem; */
    padding: 0.5rem 0;
    z-index: 1000;
}

.dropdown:hover .dropdown-content {
    display: block;
}

.dropdown-content a {
    display: block;
    padding: 0.75rem 1.5rem;
    color: var(--dark-color);
    font-size: 0.9rem;
}

.dropdown-content a::after {
    content: none;
}

.dropdown-content a:hover {
    background: #f1f5f9;
    color: var(--primary-color);
}

.cta-button {
    background: var(--primary-color);
    color: var(--light-color);
    padding: 0.65rem 1.5rem;
    border-radius: 6px;
    text-decoration: none;
    font-weight: 600;
    font-size: 0.9rem;
    transition: all 0.2s ease;
    display: inline-block;
}

.cta-button:hover {
    background: var(--primary-color);
    transform: translateY(-1px);
    box-shadow: 0 4px 12px rgba(14, 165, 233, 0.3);
}

/* Menu Toggle */
.menu-toggle {
    display: none;
    flex-direction: column;
    cursor: pointer;
}

.menu-toggle span {
    width: 25px;
    height: 3px;
    background: var(--dark-color);
    margin: 3px 0;
    transition: 0.3s;
}

/* Hero Section */
.hero {
    background: var(--light-color);
    padding: 5rem 2rem 6rem;
}

.hero-container {
    max-width: 1280px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: center;
}

.hero-content h1 {
    font-size: 3rem;
    color: var(--dark-color);
    margin-bottom: 1.5rem;
    line-height: 1.2;
    font-weight: 800;
    letter-spacing: -0.02em;
}

.hero-content p {
    font-size: 1.1rem;
    color: var(--text-color);
    margin-bottom: 2rem;
    line-height: 1.7;
}

.hero-image {
    position: relative;
    height: 450px;
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    overflow: hidden;
    background: var(--light-color);
}

.hero-image img {
    width: 100%;
    height: 100%;
    object-fit: contain;
}

/* Slider Section */
.slider-section {
    padding: 5rem 2rem;
    background: var(--light-blue);
}

.slider-container {
    max-width: 1280px;
    margin: 0 auto;
}

.cards-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
    margin-top: 2rem;
}

.card {
    background: var(--light-color);
    border-radius: 16px;
    padding: 2.5rem 2rem;
    box-shadow: 0 4px 6px rgba(0,0,0,0.05);
    transition: all 0.3s ease;
    border: 1px solid var(--border-color);
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
}

.card:hover {
    transform: translateY(-8px);
    box-shadow: 0 12px 24px rgba(14, 165, 233, 0.15);
    border-color: var(--primary-color);
}

.card-icon {
    width: 70px;
    height: 70px;
    background: transparent;
    border: 3px solid var(--primary-color);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 1.5rem;
}

.card-icon svg {
    width: 36px;
    height: 36px;
    stroke: var(--primary-color);
    fill: none;
    stroke-width: 2;
}

.card h3 {
    font-size: 1.5rem;
    color: var(--dark-color);
    margin-bottom: 1rem;
    font-weight: 700;
}

.card p {
    color: var(--text-color);
    font-size: 0.95rem;
    line-height: 1.7;
    margin-bottom: 1.5rem;
    flex-grow: 1;
}

.card .cta-button {
    align-self: center;
}

/* Checklist Section */
.checklist-section {
    padding: 6rem 2rem;
    background: var(--light-color);
}

.checklist-container {
    max-width: 1280px;
    margin: 0 auto;
}

.section-title {
    font-size: 2.75rem;
    color: var(--dark-color);
    margin-bottom: 3.5rem;
    text-align: center;
    font-weight: 800;
    letter-spacing: -0.02em;
}

.checklist-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: center;
}

.checklist-items {
    display: flex;
    flex-direction: column;
    gap: 2rem;
}

.checklist-item {
    display: flex;
    gap: 1.5rem;
    opacity: 0;
    transform: translateY(20px);
    animation: fadeInUp 0.6s ease forwards;
}

.checklist-item:nth-child(1) { animation-delay: 0.1s; }
.checklist-item:nth-child(2) { animation-delay: 0.2s; }
.checklist-item:nth-child(3) { animation-delay: 0.3s; }
.checklist-item:nth-child(4) { animation-delay: 0.4s; }

@keyframes fadeInUp {
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.checklist-number {
    width: 48px;
    height: 48px;
    background: linear-gradient(135deg, var(--primary-color) 0%, var(--primary-dark) 100%);
    color: var(--light-color);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    font-size: 1.5rem;
    flex-shrink: 0;
}

.checklist-number svg {
    width: 28px;
    height: 28px;
    stroke: var(--light-color);
    fill: none;
    stroke-width: 3;
}

.checklist-content h3 {
    font-size: 1.25rem;
    color: var(--dark-color);
    margin-bottom: 0.5rem;
    font-weight: 600;
}

.checklist-content p {
    color: var(--text-color);
    line-height: 1.7;
    font-size: 0.95rem;
}

.checklist-image {
    background: var(--light-blue);
    border-radius: 12px;
    height: 500px;
    display: flex;
    align-items: center;
    justify-content: center;
    overflow: hidden;
}

.checklist-image img {
    width: 100%;
    height: 100%;
    object-fit: contain;
}

/* FAQ Section */
.faq-section {
    padding: 6rem 2rem;
    background: var(--light-blue);
}

.faq-container {
    max-width: 1280px;
    margin: 0 auto;
}

.faq-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: start;
}

.faq-list {
    display: flex;
    flex-direction: column;
    gap: 1rem;
}

.faq-item {
    background: var(--light-color);
    border: 1px solid var(--border-color);
    border-radius: 10px;
    overflow: hidden;
    transition: all 0.3s ease;
}

.faq-item.active {
    box-shadow: 0 8px 20px rgba(14, 165, 233, 0.12);
    border-color: #bae6fd;
}

.faq-question {
    padding: 1.5rem 1.75rem;
    background: var(--light-color);
    cursor: pointer;
    display: flex;
    justify-content: space-between;
    align-items: center;
    transition: all 0.2s ease;
}

.faq-question:hover {
    background: var(--light-blue);
}

.faq-item.active .faq-question {
    background: #f0f9ff;
}

.faq-question h3 {
    font-size: 1.1rem;
    color: var(--dark-color);
    font-weight: 600;
    padding-right: 1rem;
}

.faq-icon {
    font-size: 1.3rem;
    color: var(--primary-color);
    transition: transform 0.3s ease;
    flex-shrink: 0;
}

.faq-item.active .faq-icon {
    transform: rotate(90deg);
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.3s ease;
}

.faq-answer-inner {
    padding: 0 1.75rem 1.75rem;
    color: var(--text-color);
    line-height: 1.8;
    font-size: 0.95rem;
}

.faq-image {
    background: var(--light-color);
    border-radius: 12px;
    height: 500px;
    display: flex;
    align-items: center;
    justify-content: center;
    overflow: hidden;
    box-shadow: 0 4px 6px rgba(0,0,0,0.05);
}

.faq-image img {
    width: 100%;
    height: 100%;
    object-fit: contain;
    transition: opacity 0.4s ease;
}

/* Sources Section */
.sources-section {
    padding: 5rem 2rem;
    background: var(--light-color);
}

.sources-container {
    max-width: 1280px;
    margin: 0 auto;
}

.sources-list {
    display: flex;
    flex-direction: column;
    gap: 1.5rem;
    margin-top: 2rem;
    align-items: center;
}

.source-item {
    display: flex;
    align-items: center;
    gap: 1rem;
    justify-content: center;
}

.source-item a {
    color: var(--primary-color);
    text-decoration: none;
    font-size: 1.05rem;
    transition: color 0.2s ease;
    font-weight: 700;
    display: flex;
    align-items: center;
    gap: 0.75rem;
}

.source-item a:hover {
    color: var(--primary-color);
}

.source-item svg {
    width: 20px;
    height: 20px;
    stroke: var(--primary-color);
    fill: none;
    stroke-width: 2;
}

.source-item a:hover svg {
    stroke: var(--primary-color);
}


/* Why ARC? */

.section04{
    width: 100%;
    padding: 100px 0;
}
.section04 .arcIconBox{
    display: flex;
    padding: 20px 20px;
    align-items: center;
}
.section04 .arcIconBox img{
    width: 60px;
    height: 60px;
}
/* .section04  h2{
    color: #293238;  font-weight: 100;  text-align: center;
    margin-bottom: 40px;
} */
.section04 .arcIconBox h4{
    margin-left: 15px;
    color: #7a7a7a;
    font-size: 20px;
    font-weight: 600;
    text-align: center;
}

.section04  .border-right{ border-right: 1px solid #c7c7c7;}
.section04  .border-bottom{ border-bottom: 1px solid #c7c7c7;}


/* Medium devices (tablets, less than 992px)*/
@media screen and (max-width: 991.98px) {
    .section04 .arcIconBox h4 {
        font-size: 16px;
    }
    .section04 .border-right {
        border-right: 0px solid #c7c7c7;
    }
    .section04  .border-bottom{ border-bottom:0px solid #c7c7c7 !important;}
    .section04 .arcIconBox {border-bottom: 1px solid #c7c7c7;}
}

@media only screen and (max-width: 1024px) {
    .section04 .arcIconBox h4{
        text-align: left;
    }
}


/* Footer */
footer {
    background: var(--light-color);
    color: #0f172a;
    padding: 5rem 2rem 2rem;
}

.footer-container {
    max-width: 1280px;
    margin: 0 auto;
}

.footer-top {
    display: grid;
    grid-template-columns: 1fr 400px;
    gap: 4rem;
    margin-bottom: 4rem;
    padding-bottom: 4rem;
    border-bottom: 1px solid var(--border-color);
    align-items: start;
}

.footer-top-left h2 {
    font-size: 3rem;
    margin-bottom: 1.5rem;
    font-weight: 700;
    letter-spacing: -0.02em;
    line-height: 1.2;
}

.footer-top-left h2 .red-text {
    color: var(--danger-color);
}

.footer-top-left h2 .blue-text {
    color: var(--primary-color);
}

.footer-top-left p {
    font-size: 1.05rem;
    color: var(--text-color);
    line-height: 1.8;
}

.footer-cta-card {
    background: var(--light-color);
    border: 1px solid var(--border-color);
    border-radius: 16px;
    padding: 2.5rem 2rem;
    box-shadow: 0 4px 6px rgba(0,0,0,0.05);
}

.footer-cta-card .tag {
    display: inline-block;
    background: #dbeafe;
    color: #0369a1;
    padding: 0.4rem 1rem;
    border-radius: 6px;
    font-size: 0.85rem;
    font-weight: 600;
    margin-bottom: 1.25rem;
}

.footer-cta-card h3 {
    font-size: 1.75rem;
    color: var(--dark-color);
    margin-bottom: 0.75rem;
    font-weight: 700;
}

.footer-cta-card p {
    color: var(--text-color);
    font-size: 0.95rem;
    margin-bottom: 1.5rem;
}

.footer-cta-card .explore-link {
    color: var(--primary-color);
    text-decoration: none;
    font-weight: 600;
    font-size: 1rem;
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
}

.footer-cta-card .explore-link:hover {
    color: var(--primary-color);
}

.footer-content {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 3rem;
    margin-bottom: 3rem;
    padding-bottom: 2.5rem;
}

.footer-column h3 {
    font-size: 1.15rem;
    margin-bottom: 1.5rem;
    color: var(--text-color);
    font-weight: 600;
}

.footer-column ul {
    list-style: none;
}

.footer-column ul li {
    margin-bottom: 0.75rem;
}

.footer-column a {
    color: var(--primary-color);
    text-decoration: none;
    transition: color 0.2s ease;
    font-size: 0.95rem;
    font-weight: 500;
}

.footer-column a:hover {
    color: var(--primary-dark);
}

.footer-bottom {
    border-top: 1px solid var(--border-color);
    padding-top: 2rem;
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.footer-bottom p {
    color: var(--text-color);
    font-size: 0.9rem;
}

.footer-bottom a {
    color: var(--text-color);
    text-decoration: none;
    margin: 0 0.5rem;
}

.footer-bottom a:hover {
    color: var(--primary-color);
}

.social-icons {
    display: flex;
    gap: 0.75rem;
}

.social-icon {
    width: 40px;
    height: 40px;
    background: var(--header-color);
    border-radius: 6px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--light-color);
    text-decoration: none;
    transition: all 0.2s ease;
    font-size: 1rem;
}

.social-icon:hover {
    /* background: var(--primary-color); */
    transform: translateY(-2px);
}

/* Mobile Navigation */
@media (max-width: 1100px) {
    .header-container nav {
        display: none;
        position: absolute;
        top: 100%;
        left: 0;
        right: 0;
        background: #ffffff;
        box-shadow: 0 4px 6px rgba(0,0,0,0.1);
        padding: 1rem 0;
    }

    .header-container nav.active {
        display: block;
    }

    nav ul {
        flex-direction: column;
        gap: 0;
        align-items: stretch;
    }

    nav ul li {
        border-bottom: 1px solid #e2e8f0;
    }

    nav ul li a {
        display: block;
        padding: 1rem 2rem;
    }

    .dropdown-content {
        position: static;
        box-shadow: none;
        margin-top: 0;
        padding: 0;
        background: #f8fafc;
    }

    .dropdown-content a {
        padding: 0.75rem 3rem;
    }

    .menu-toggle {
        display: flex;
    }

    .menu-toggle {
        display: flex;
    }
    .cta-button {
        margin: 0.5rem 2rem;
        text-align: center;
    }
}

@media (max-width: 968px) {
    .hero-container,
    .checklist-grid,
    .faq-grid {
        grid-template-columns: 1fr;
        gap: 2rem;
    }

    .cards-grid {
        grid-template-columns: 1fr;
    }

    .hero-content h1 {
        font-size: 2.5rem;
    }

    .section-title,
    .cta-section h2 {
        font-size: 2rem;
    }

    .footer-top {
        grid-template-columns: 1fr;
    }

    .footer-content {
        grid-template-columns: repeat(2, 1fr);
    }

    .footer-bottom {
        flex-direction: column;
        gap: 1.5rem;
        text-align: center;
    }
}

@media (max-width: 600px) {
    .hero,
    .checklist-section,
    .faq-section,
    .sources-section {
        padding: 3rem 1rem;
    }

    .hero-content h1,
    .cta-section h2,
    .section-title {
        font-size: 1.75rem;
    }

    .footer-content {
        grid-template-columns: 1fr;
    }

    .banner-content p,
    .cta-section p,
    .footer-top p {
        font-size: 0.95rem;
    }

    .cta-section {
        padding: 3rem 1rem;
    }
}



/* CTA Section */
.cta-section {
    background: linear-gradient(135deg, #0f172a 0%, #1e293b 100%);
    padding: 5rem 2rem;
    text-align: center;
    color: var(--primary-color);
}

.cta-section h2 {
    font-size: 2.75rem;
    margin-bottom: 1.25rem;
    font-weight: 800;
    letter-spacing: -0.02em;
}

.cta-section p {
    font-size: 1.15rem;
    margin-bottom: 2.5rem;
    color: #cbd5e1;
    max-width: 700px;
    margin-left: auto;
    margin-right: auto;
    line-height: 1.7;
}

.cta-button {
    background: var(--primary-color);
    color: var(--light-color);
    padding: 0.65rem 1.5rem;
    border-radius: 6px;
    text-decoration: none;
    font-weight: 600;
    font-size: 0.9rem;
    transition: all 0.2s ease;
    display: inline-block;
}

.cta-button:hover {
    color: var(--light-color);
    background: var(--primary-dark);
    transform: translateY(-1px);
    box-shadow: 0 4px 12px rgba(14, 165, 233, 0.3);
}